Passing your driving test is an incredible achievement. All those hours behind the wheel have finally paid off, and the road is yours to conquer. But before your new-found independence can truly begin, there’s one crucial decision ahead—choosing your first car.

Selecting the right car can feel overwhelming, especially with so many models, prices, and features to consider. This decision isn’t just about style; it’s about finding a car that’s affordable, safe, reliable, and suitable for your needs. Luckily, we’ve got you covered. At Surrey Driving Force, we’re here to help new drivers make informed choices. That’s why we’ve created this ultimate guide to picking the perfect first car.

Read on as we break down everything you need to know to make a confident purchase!

1. Start with Your Budget

Before you browse cars online or visit local dealerships, it’s crucial to know your budget—both for the purchase price and the ongoing costs of car ownership.

  • Initial Purchase Cost – Decide if you want to buy new or second-hand. Used cars are often more budget-friendly while still offering great value.
  • Running Costs – Factor in expenses like fuel, road tax, insurance, and servicing.
  • Hidden Costs – Don’t forget about things like MOT tests, breakdown cover, and unexpected repairs.

Top Tip: Set a maximum spending limit and stick to it! If you’re financing your car through a loan, calculate what you can comfortably afford in monthly repayments.

2. Choose a Car with Low Insurance Costs

Car insurance can be one of the biggest expenses for new drivers. Cars are categorised into insurance groups numbered 1 to 50, with group 1 cars being the cheapest to insure.

Some popular low-insurance cars include the Ford Fiesta, Volkswagen Up, and Toyota Aygo—compact yet practical options for first-time drivers.

Top Tip: Don’t skip comparing insurance quotes for several vehicles before making your final choice. Sites like Comparethemarket or MoneySuperMarket can help you find the best deal.

3. Prioritise Safety Features

Your safety on the road is of utmost importance, especially as a new driver gaining confidence. Modern cars usually come equipped with a range of safety features, so this is something to prioritise in your search.

Look for vehicles that include:

  • Airbags
  • ABS (Anti-lock Braking System)
  • Electronic Stability Control (ESC)
  • Lane Assist
  • Collision Warnings

Check the EURO NCAP safety rating of any car you’re considering. A high safety rating provides peace of mind and could even lower your insurance costs.

4. Consider Fuel Efficiency

No one wants to spend a fortune at the pump, so it’s worth choosing a car with excellent fuel efficiency. This is especially important for younger drivers likely to be on a tighter budget.

  • Petrol Cars – Often cheaper to buy and maintain, making them a practical choice for shorter journeys and everyday use.
  • Electric or Hybrid Cars – These are the most fuel-efficient vehicles out there, though they can come with a higher initial price tag.

Top Tip: Check the MPG (miles per gallon) figure to see how far your car will travel per litre of fuel. The higher the MPG, the more you’ll save on fuel costs.

5. Size and Practicality Matter

Think carefully about how you’ll use your car. Are you driving mostly around town? Carrying passengers? Or perhaps you need extra boot space for luggage or sports equipment?

  • Small Cars – Models like the Fiat 500 or Peugeot 208 are easy to park and ideal for city driving.
  • Hatchbacks – Cars such as the Vauxhall Corsa or Ford Focus offer more flexibility with extra space for passengers and shopping bags.

Top Tip: Don’t be tempted to go for a larger vehicle unless it’s absolutely necessary. Smaller cars are usually more affordable and less intimidating for new drivers.

6. Test Drive Your Top Picks

No guide to choosing your first car would be complete without reminding you to take a test drive. This is your chance to see how the car feels on the road and ensure it suits you.

During the test drive, pay attention to the following:

  • Is the steering smooth and responsive?
  • Are the seats comfortable for long drives?
  • Does the car accelerate and brake effectively?
  • Are there any strange noises from the engine?

Top Tip: If possible, bring an experienced driver with you during the test drive. They may notice things you overlook.

7. Think About Maintenance and Reliability

Some cars are cheaper to maintain than others, so it’s worth doing your research. Choose models known for their reliability and affordable servicing.

Brands like Toyota, Honda, and Hyundai are celebrated for their strong reliability records. Always check the car’s service history (especially for second-hand models) to ensure it’s been properly cared for by previous owners.

Top Tip: Avoid rare car models that might require expensive parts or specialist mechanics to fix.

8. Understand Legal Requirements

Finally, ensure you’re aware of your legal responsibilities as a car owner. The car must have valid insurance, be taxed, and, if over three years old, have a valid MOT certificate.

Failure to meet these requirements could result in fines, penalty points, or even having your car impounded.

Top Tip: If you’re buying privately, use the DVLA’s vehicle history checker to verify essential information about the car, including mileage and outstanding finance.

Final Thoughts

Buying your first car is an exciting milestone, but it’s important to take your time and make an informed decision. By considering your budget, prioritising safety and practicality, and test driving your options, you’ll soon find the perfect car to match your needs.

At Surrey Driving Force, we know how important that first car is. That’s why we not only help you pass your test but also guide you on starting your driving life on the right foot. For more advice on car ownership and safe driving, visit our website or contact us today.

Happy driving, and stay safe on the road!